Have you ever been a victim of this?
It’s very strange.
When I read my emails this morning, we had one from our credit card company asking us to verify that we had made a certain transaction.
I was like, what?! In a town a little over 200 miles away, shortly after midnight last night? I think not! And then I noticed that I had also received an email from them a bit earlier confirming that a pin had been set up with this particular card. (we never use credit cards as a debit cards)
What seems even more unusual is the fact that the card has not left my possession.
It is a card that I use the most, shopping, etc. I went shopping yesterday. It was also used quite a bit last week, my husband & I went to the outlet malls to do some shopping as a way to celebrate Valentine’s Day last week.
I don’t know if somehow my information was captured/stolen that way. But it all seems very unusual.
This perpetrator used it at least three different times.
On Monday they made three cash advances. Late last night they set up a pin, and made two withdrawals from an ATM, then shortly after midnight, they went about a mile further and made two more withdrawals from another ATM. Altogether, they were able to take off with over $1100 in cash, I think! 😦
This makes me thankful that credit card companies have alerts set so that when something unusual like this does happen, it is flagged fairly quickly. And that they stand behind their clients, and will not require us to pay the fraudulent transactions.
But I’m still at loss to know as how this could have happened. What could I have done to prevent this? Or are there people out there who are able to just use random numbers and create fake credit cards?!
Tell me if something like this has ever happened to you!!